Introduction

Rethinking DeFi Access

Consumer crypto’s recent wider adoption was driven by ETFs and exchange-listed DATs that abstracted technology, custody, and complexity. The next leap - bringing DeFi to the true crypto consumer market will be powered by agentic onchain treasury.

aarnâ’s mission is to fundamentally reshape DeFi access by building the first agentic onchain treasury [AOT] : a fully onchain, autonomous treasury protocol that allocates, rotates, and secures assets with transparent, programmable agent governance. Governed by transparent, upgradeable agents and smart contracts, the AOT enables composable exposure to every asset class - fixed income, indices, stables, and growth tokens - through aarnâ’s own tokenized vault structured products, via a secure and accessible platform.

Thesis: Crypto users want effortless, safe access to DeFi portfolios and onchain assets. They do not want to learn strategies, bridge assets, or vet protocols. They want composable, explainable, “bank-like” DeFi - all in a single tap. aarnâ’s agentic treasury brings this to life, abstracting away complexity, maximizing transparency, and enabling true DeFi access at global scale.